:root{
  --bmc-bg:#f7f9f8;
  --bmc-surface:#fff;
  --bmc-soft:#ecf2ef;
  --bmc-soft-2:#f2f6f4;
  --bmc-text:#15211d;
  --bmc-muted:#68736e;
  --bmc-border:#dce5e0;
  --bmc-border-strong:#cfdad3;
  --bmc-primary:#0e6b5d;
  --bmc-primary-strong:#084f45;
  --bmc-accent:#d89a3a;
  --bmc-accent-soft:#f3e6cf;
  --bmc-danger:#d45c4f;
  --bmc-radius:18px;
}

.bmc-finder,.bmc-auth-gate,.bmc-dashboard-shell{font-family:inherit;color:var(--bmc-text)}
.bmc-kicker{display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:760;color:var(--bmc-primary);margin-bottom:10px;background:rgba(236,242,239,.85);border:1px solid var(--bmc-border);border-radius:999px;padding:6px 12px}
.bmc-kicker:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--bmc-accent)}

/* finder */
.bmc-finder{background:var(--bmc-surface);border:1px solid var(--bmc-border);border-radius:28px;padding:32px;box-shadow:0 18px 50px rgba(8,79,69,.07)}
.bmc-finder__step{display:none}.bmc-finder__step.is-active{display:block}
.bmc-finder h2{margin:0 0 8px;font-size:34px;line-height:1.3;font-weight:820}
.bmc-finder p{color:var(--bmc-muted);margin-top:0}
.bmc-searchbox{position:relative;margin:22px 0}
.bmc-searchbox input{width:100%;height:60px;border:1px solid var(--bmc-border);border-radius:16px;padding:0 50px 0 18px;background:#fff;color:var(--bmc-text);outline:none;box-shadow:inset 0 0 0 1px transparent;transition:.18s ease}
.bmc-searchbox input:focus{border-color:var(--bmc-primary);box-shadow:0 0 0 4px rgba(14,107,93,.08)}
.bmc-search-icon{position:absolute;right:18px;top:13px;font-size:28px;color:var(--bmc-primary)}
.bmc-profession-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.bmc-choice{display:flex;gap:9px;align-items:center;flex-wrap:wrap;text-align:right;padding:16px;border:1px solid var(--bmc-border);background:#fff;border-radius:16px;cursor:pointer;color:var(--bmc-text);transition:.16s ease;box-shadow:0 8px 20px rgba(8,79,69,.02)}
.bmc-choice:hover{border-color:var(--bmc-primary);background:var(--bmc-soft-2);transform:translateY(-1px)}
.bmc-choice small{display:block;width:100%;padding-right:18px;color:var(--bmc-muted)}
.bmc-choice strong{font-size:15px}
.bmc-choice__dot{width:10px;height:10px;border-radius:50%;background:var(--bmc-accent);box-shadow:0 0 0 5px rgba(216,154,58,.12)}

.bmc-progress{height:6px;background:var(--bmc-soft);border-radius:99px;overflow:hidden;margin-bottom:18px}.bmc-progress span{display:block;height:100%;background:linear-gradient(90deg,var(--bmc-primary),var(--bmc-accent))}
.bmc-back,.bmc-linkish{border:0;background:none;color:var(--bmc-muted);cursor:pointer;padding:0;margin-bottom:12px}.bmc-back:hover,.bmc-linkish:hover{color:var(--bmc-primary)}
.bmc-question-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:22px 0}
.bmc-question-grid label,.bmc-claim-form label{display:grid;gap:8px;font-weight:680;font-size:14px}
.bmc-question-grid select,.bmc-claim-form input,.bmc-claim-form textarea{border:1px solid var(--bmc-border);border-radius:14px;padding:12px 14px;background:#fff;outline:none;transition:.16s ease}
.bmc-question-grid select:focus,.bmc-claim-form input:focus,.bmc-claim-form textarea:focus{border-color:var(--bmc-primary);box-shadow:0 0 0 4px rgba(14,107,93,.08)}
.bmc-primary,.bmc-secondary{border:0;border-radius:13px;min-height:48px;padding:0 20px;font-weight:760;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;white-space:nowrap}
.bmc-primary{background:linear-gradient(180deg,var(--bmc-primary),var(--bmc-primary-strong));color:#fff;box-shadow:0 12px 26px rgba(8,79,69,.14)}.bmc-primary:hover{color:#fff;transform:translateY(-1px)}
.bmc-secondary{background:var(--bmc-soft-2);color:var(--bmc-primary-strong);border:1px solid var(--bmc-border)}.bmc-secondary:hover{background:#fff;border-color:var(--bmc-primary)}
.bmc-link-btn{width:auto}

.bmc-result-head{display:flex;align-items:center;justify-content:space-between;gap:20px}
.bmc-score-ring{--score:70;width:74px;height:74px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--bmc-primary) calc(var(--score)*1%),var(--bmc-accent) 0 calc((var(--score) + 8)*1%),var(--bmc-soft) 0);position:relative}
.bmc-score-ring:after{content:"";position:absolute;inset:9px;background:#fff;border-radius:50%}.bmc-score-ring span{z-index:1;font-weight:860;font-size:18px}
.bmc-score-ring--large{width:112px;height:112px}.bmc-score-ring--large:after{inset:13px}.bmc-score-ring--large span{font-size:28px}
.bmc-result-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:22px 0}
.bmc-result-grid section,.bmc-panel{border:1px solid var(--bmc-border);border-radius:20px;padding:20px;background:#fff;box-shadow:0 8px 20px rgba(8,79,69,.03)}
.bmc-result-grid h3,.bmc-panel h3{margin:0 0 12px;font-size:17px}
.bmc-result-grid ul,.bmc-clean-list{list-style:none;padding:0;margin:12px 0 0;display:grid;gap:10px}
.bmc-result-grid li,.bmc-clean-list li{display:flex;gap:10px;align-items:center}
.bmc-dot{width:9px;height:9px;border-radius:50%;display:inline-block}.bmc-dot.ok{background:#2c9b72}.bmc-dot.danger{background:var(--bmc-danger)}
.bmc-result-actions{display:flex;gap:10px;flex-wrap:wrap}.bmc-feedback{margin-top:12px;color:var(--bmc-muted)}

/* auth gate */
.bmc-auth-gate{max-width:700px;margin:44px auto;padding:42px;border:1px solid var(--bmc-border);border-radius:28px;background:#fff;text-align:center;box-shadow:0 16px 36px rgba(8,79,69,.06)}
.bmc-auth-gate h2{font-size:34px;margin:10px 0}.bmc-auth-gate p{color:var(--bmc-muted);margin-bottom:22px}

/* dashboard */
.bmc-dashboard-shell{display:grid;grid-template-columns:248px minmax(0,1fr);gap:24px;max-width:1220px;margin:36px auto}
.bmc-dash-nav{background:#fff;border:1px solid var(--bmc-border);border-radius:24px;padding:14px;height:max-content;position:sticky;top:92px;box-shadow:0 12px 26px rgba(8,79,69,.04)}
body.admin-bar .bmc-dash-nav{top:124px}
.bmc-dash-user{display:flex;gap:10px;align-items:center;padding:10px 8px 16px;border-bottom:1px solid var(--bmc-border);margin-bottom:8px}
.bmc-avatar{width:44px;height:44px;border-radius:14px;background:linear-gradient(180deg,var(--bmc-primary),var(--bmc-primary-strong));color:#fff;display:grid;place-items:center;font-weight:860}
.bmc-dash-user div:last-child{min-width:0}.bmc-dash-user strong{display:block}.bmc-dash-user small{display:block;color:var(--bmc-muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:150px}
.bmc-dash-nav>a{display:block;padding:12px 13px;border-radius:12px;color:var(--bmc-text);text-decoration:none;margin:3px 0;transition:.16s ease}
.bmc-dash-nav>a:hover,.bmc-dash-nav>a.is-active{background:var(--bmc-soft-2);color:var(--bmc-primary-strong);font-weight:760}
.bmc-dash-main{min-width:0}
.bmc-dash-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:18px}
.bmc-dash-head h1{margin:0;font-size:32px;line-height:1.28}.bmc-dash-head p{margin:8px 0 0;color:var(--bmc-muted)}
.bmc-renew-alert{display:flex;align-items:center;justify-content:space-between;gap:14px;background:#fff5f2;border:1px solid #ffd5cb;border-radius:18px;padding:14px 16px;margin-bottom:14px}.bmc-renew-alert div{display:grid;gap:3px}.bmc-renew-alert span{color:#965347}.bmc-renew-alert a{color:#b43b2c;font-weight:760;text-decoration:none}
.bmc-stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:14px}
.bmc-stat-grid>div{background:#fff;border:1px solid var(--bmc-border);border-radius:18px;padding:18px;display:grid;gap:6px;box-shadow:0 8px 20px rgba(8,79,69,.03)}
.bmc-stat-grid span{font-size:13px;color:var(--bmc-muted)}.bmc-stat-grid strong{font-size:30px;line-height:1.2}
.bmc-dash-grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.bmc-panel-head{display:flex;justify-content:space-between;align-items:center}.bmc-panel-head a{color:var(--bmc-primary);font-size:13px;text-decoration:none}
.bmc-mini-score,.bmc-profile-card{display:flex;align-items:center;gap:18px}.bmc-profile-card{background:linear-gradient(135deg,#fff,var(--bmc-soft));border:1px solid var(--bmc-border);border-radius:24px;padding:26px;margin-bottom:14px;box-shadow:0 10px 24px rgba(8,79,69,.03)}
.bmc-profile-card h2{margin:4px 0;font-size:28px}.bmc-profile-card p{margin:0;color:var(--bmc-muted)}
.bmc-compact-list{display:grid}.bmc-compact-list>div,.bmc-account-row{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid var(--bmc-border)}.bmc-compact-list span{color:var(--bmc-muted)}
.bmc-empty{background:#fff;border:1px dashed var(--bmc-border);border-radius:20px;padding:36px;text-align:center;color:var(--bmc-muted)}.bmc-empty h3{color:var(--bmc-text);margin-top:0}.bmc-empty--small{padding:22px}
.bmc-list-table{display:grid;gap:10px}.bmc-list-table article{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 18px;background:#fff;border:1px solid var(--bmc-border);border-radius:16px;box-shadow:0 8px 20px rgba(8,79,69,.02)}.bmc-list-table article>div{display:grid;gap:4px}.bmc-list-table small{color:var(--bmc-muted)}
.bmc-status{background:var(--bmc-soft);color:var(--bmc-primary-strong);padding:6px 10px;border-radius:99px;font-size:12px;font-weight:760}.bmc-status.warning{background:var(--bmc-accent-soft);color:#8e5d18}
.bmc-claim-form{background:#fff;border:1px solid var(--bmc-border);border-radius:20px;padding:20px;display:grid;gap:14px;margin-bottom:14px;box-shadow:0 8px 20px rgba(8,79,69,.02)}.bmc-claim-form[hidden]{display:none}
.bmc-quick-status{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.bmc-quick-status>div{display:grid;text-align:center;padding:10px;background:var(--bmc-soft);border-radius:12px}.bmc-inline-note{padding:12px;background:var(--bmc-soft);border-radius:12px;color:var(--bmc-muted)}

@media(max-width:900px){
  .bmc-profession-grid,.bmc-question-grid{grid-template-columns:1fr 1fr}
  .bmc-dashboard-shell{grid-template-columns:1fr}
  .bmc-dash-nav{position:static;display:flex;overflow:auto;gap:4px;white-space:nowrap}
  .bmc-dash-user{display:none}
  .bmc-stat-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .bmc-finder{padding:22px}
  .bmc-finder h2{font-size:28px}
  .bmc-profession-grid,.bmc-question-grid,.bmc-result-grid,.bmc-dash-grid2{grid-template-columns:1fr}
  .bmc-result-head,.bmc-dash-head{align-items:flex-start;flex-direction:column}
  .bmc-result-actions{display:grid;grid-template-columns:1fr}
  .bmc-stat-grid{grid-template-columns:1fr 1fr}
  .bmc-dashboard-shell{margin:20px auto}
  .bmc-list-table article{align-items:flex-start;flex-direction:column}
  .bmc-profile-card{align-items:flex-start;flex-direction:column}
}
/* v0.2: clear, useful forms and dashboard */
:root{--bmc-bg:#f4f7f8;--bmc-soft:#eef5f3;--bmc-soft-2:#f7faf9;--bmc-text:#142b3b;--bmc-muted:#5b6d77;--bmc-border:#dce4e8;--bmc-primary:#09685d;--bmc-primary-strong:#074d45}
.bmc-finder,.bmc-finder *,.bmc-dashboard-shell,.bmc-dashboard-shell *{box-sizing:border-box}[hidden]{display:none!important}.bmc-finder{padding:28px;border-radius:12px;box-shadow:0 5px 18px #142b3b05}.bmc-finder h2{font-size:25px;line-height:1.55;font-weight:750;outline:none}.bmc-finder p{font-size:14px;line-height:1.85}.bmc-stepper{display:flex;gap:24px;list-style:none;padding:0 0 18px;margin:0 0 24px;border-bottom:1px solid var(--bmc-border);font-size:12px;color:var(--bmc-muted)}.bmc-stepper li.is-active{color:var(--bmc-primary);font-weight:750}.bmc-searchbox{display:block;margin:18px 0}.bmc-searchbox input{height:48px;padding:0 16px;border-radius:8px;font:inherit}.bmc-profession-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.bmc-choice{position:relative;border-radius:8px;padding:14px 16px;display:block;box-shadow:none;min-height:84px}.bmc-choice strong{font-size:13px;font-weight:650;display:block;padding-left:16px}.bmc-choice small{padding:0;font-size:11px;margin-top:4px}.bmc-choice>span{position:absolute;left:12px;top:18px;color:var(--bmc-primary)}.bmc-choice:hover{transform:none}.bmc-question-grid{grid-template-columns:repeat(2,minmax(0,1fr));margin:20px 0}.bmc-question-grid select,.bmc-question-grid input,.bmc-quote-form textarea{width:100%;padding:12px 14px;border:1px solid var(--bmc-border);border-radius:8px;background:white;color:var(--bmc-text);font:inherit}.bmc-quote-form label{display:grid;gap:8px;font-size:13px;font-weight:550}.bmc-primary,.bmc-secondary{border-radius:8px;background:var(--bmc-primary);box-shadow:none;font:inherit;font-size:14px;font-weight:650;min-height:46px;padding:10px 20px;white-space:normal}.bmc-primary:hover{transform:none;background:var(--bmc-primary-strong)}.bmc-secondary{background:white;border:1px solid var(--bmc-border);color:var(--bmc-primary)}.bmc-result-grid section,.bmc-panel{border-radius:10px;box-shadow:none}.bmc-result-grid li{display:list-item;margin-right:18px;list-style:disc;font-size:14px}.bmc-checks{border-right:3px solid #d1ae68;background:#faf8f1;padding:16px 20px;margin:20px 0;border-radius:6px;font-size:13px}.bmc-checks h3{font-size:15px;margin:0}.bmc-checks ul{padding-right:18px;margin-bottom:0}.bmc-quote-form{border-top:1px solid var(--bmc-border);padding-top:24px;margin-top:24px}.bmc-quote-form h3{margin:0 0 8px}.bmc-quote-form .bmc-consent{display:flex;align-items:start;gap:10px;margin:18px 0;font-weight:400}.bmc-consent input{width:18px;height:18px;flex-shrink:0;margin-top:5px;accent-color:var(--bmc-primary)}.bmc-form-note{display:block;color:var(--bmc-muted);font-size:12px;margin-top:12px}.bmc-honeypot{position:absolute;inset:0;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.bmc-result-actions{margin-top:24px;align-items:center}.bmc-back{margin:0;font:inherit;font-size:13px}.bmc-result-actions .bmc-back{padding:10px}.bmc-feedback{font-size:13px;overflow-wrap:anywhere}.bmc-finder__step>[data-bmc-back]{margin-bottom:18px}.bmc-kicker{border:0;border-radius:4px;background:var(--bmc-soft);font-size:11px;padding:4px 8px}.bmc-kicker:before{display:none}[data-quote-success]{background:var(--bmc-soft);padding:24px;border-radius:10px;margin-top:24px}[data-quote-success] h3{margin:0 0 12px}.bmc-dash-nav,.bmc-stat-grid>div,.bmc-profile-card,.bmc-list-table article,.bmc-empty,.bmc-claim-form,.bmc-auth-gate{border-radius:10px;box-shadow:none}.bmc-avatar{border-radius:50%;background:var(--bmc-primary)}.bmc-dash-head h1{font-size:28px}.bmc-stat-grid strong{font-size:27px}.bmc-list-table article{align-items:start}.bmc-list-table p{font-size:13px;max-width:650px}.bmc-list-table article>div{min-width:0;overflow-wrap:anywhere}.bmc-dash-nav>a.is-active{border-right:3px solid var(--bmc-primary);border-radius:6px}.bmc-account-row{overflow-wrap:anywhere}.bmc-score-ring{display:none}.bmc-guide h2{font-size:23px}.bmc-guide p,.bmc-guide li{line-height:2}.bmc-guide a{margin-top:20px}.bmc-profile-card{background:var(--bmc-soft)}.bmc-panel p{font-size:14px}.bmc-dashboard-shell{margin:20px auto}.bmc-dashboard-shell main{width:100%}.bmc-dash-nav{top:110px}.bmc-muted{color:var(--bmc-muted)}
@media(max-width:1000px){.bmc-profession-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:782px){.bmc-finder{padding:22px}.bmc-profession-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.bmc-dash-nav{max-width:100%;white-space:normal;flex-wrap:wrap;overflow:visible}.bmc-dash-nav>a{font-size:12px;padding:8px 10px}.bmc-result-grid,.bmc-question-grid{grid-template-columns:1fr 1fr}.bmc-stepper{gap:16px}.bmc-dash-head h1{font-size:25px}}
@media(max-width:480px){.bmc-finder{padding:18px}.bmc-finder h2{font-size:21px}.bmc-stepper{gap:10px;font-size:10px;margin-bottom:18px}.bmc-choice{padding:12px;min-height:86px}.bmc-choice strong{font-size:12px;padding-left:10px}.bmc-choice small{font-size:10px}.bmc-choice>span{left:8px;font-size:12px}.bmc-question-grid,.bmc-result-grid{grid-template-columns:1fr}.bmc-result-actions{display:flex;flex-wrap:wrap}.bmc-stat-grid>div{padding:14px}.bmc-primary{width:100%}.bmc-panel{padding:16px}.bmc-account-row{flex-direction:column}.bmc-dashboard-shell{gap:16px}.bmc-dash-head{flex-direction:column}}

.bmc-guide-nav{display:flex;gap:16px;flex-wrap:wrap}.bmc-guide-nav a{font-size:13px;text-decoration:underline}

.bmc-other-activity{margin-top:16px;color:var(--bmc-primary)}